Uncommon Sense

October 25, 2016

Look Out, Here Comes Single Payer!

According to the Associated Press ObamaCare premiums are expected to rise by double digits in 2017. A report from the Department of Health and Human Services forecast an average 25 percent rise for midlevel benchmark plans across the 39 states served by the federally run insurance marketplace. Major national insurance carriers have also scaled back their participation in the ObamaCare exchange, which could leave about 20 percent of consumers with only one option of insurer. The Obama administration is emphasizing that taxpayer-provided subsidies should offset the increases for most consumers.

Ah, heaven forbid that insurance companies reform their processes or take a little less in the way of profits, so up our rates go … fueling the demand for a Medicare-like single payer system.

The basic question still is “Why should insurance companies be paid so much for pushing paper?” All they do is take our money and pay our doctors, yet what they charge for this is way more than Medicare costs to do its paper work. Is great puzzlement.

It is to our advantage that they cannot just lay low for a while, they have to turn the screws to squeeze out better quarterly profits for their shareholders and so they do, undermining their very existence.



  1. All they do is take our money and pay our doctors Oh but what about all that research!!??! (At least that’s their story … and they’re sticking to it.)


    Comment by Nan — October 25, 2016 @ 12:41 pm | Reply

    • The insurance companies are doing research? Oh, you mean how to deny claims and add “pre-existing condition” restrictions on policies? That kind of research?

      On Tue, Oct 25, 2016 at 12:41 PM, Class Warfare Blog wrote:



      Comment by Steve Ruis — October 25, 2016 @ 1:04 pm | Reply

      • The TRUTH of the matter is they spend more on marketing than anything else. According to an article in the Washington Post, in 2013 Johnson & Johnson spent $17.5 billion on sales and marketing compared with $8.2 billion for R&D. Of course, all of us that watch TV can attest to their marketing budgets.


        Comment by Nan — October 25, 2016 @ 1:25 pm | Reply

        • I wonder how much Medicare spends on marketing (they do announce their “open periods”)?

          On Tue, Oct 25, 2016 at 1:25 PM, Class Warfare Blog wrote:



          Comment by Steve Ruis — October 25, 2016 @ 1:27 pm | Reply

  2. As far as I can tell, the situation is as follows: AFA was a financial windfall for the insurance companies by widening the customer base to include those who were low risk [youth] and the balance to that was caps on what they could charge for premiums and regulations on excluding pre-existing conditions. [AFA was written by the insurance lobby, BTW] I have searched the internet far and wide for these “losses” we keep hearing about as justification for raising premiums. What I’ve discovered is not that insurance carriers have experienced ACTUAL losses but are claiming reduced profit as a loss. If anyone can find an insurance co. who posted a real loss since AFA, please share it. I can’t find any who haven’t made substantial PROFIT. So these assholes are gaming the system, and US citizens are paying the price. The GOP will continue to obstruct and defund and regulate so the AFA will eventually fail, and you can figure out the rest of the story for yourselves.
    Meanwhile Hillary will be getting right on the single payer solution………


    Comment by persedeplume — October 25, 2016 @ 4:23 pm | Reply

    • Yep, sounds about right. They are so “privileged” that they think their profits are inviolable. I would lay a bit low for a while and wait for a more opportune moment. Once premiums go up they rarely come back down. But if the Democrats ride Donald Trump into a working majority, those insurance co’s might find themselves in a world of hurt.

      We can only hope.

      On Tue, Oct 25, 2016 at 4:23 PM, Class Warfare Blog wrote:



      Comment by Steve Ruis — October 25, 2016 @ 10:57 pm | Reply

  3. I think that the insurance companies realize that the current dysfunction in Congress means that single payer is not going to happen, so they can just keep raising their prices.


    Comment by List of X — October 25, 2016 @ 9:54 pm | Reply

    • Single payer is not the only way to hurt them, just my desired goal. Other changes in policy can bring them to curb, but currently nothing at all is getting done.

      On Tue, Oct 25, 2016 at 9:54 PM, Class Warfare Blog wrote:



      Comment by Steve Ruis — October 25, 2016 @ 10:57 pm | Reply

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